Product · Money Transfers

Manage all your money transfer instructions from one platform

The Preparer enters the instruction, the Approver approves it, your bank carries it out.

The Preparer enters the instruction and sends it for approval. The Approver sees the instructions for all your banks in one list, with the bank, the source account's balance and the person who prepared it beside each line. Your bank carries out the transfer, and the result appears on the same line.

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You send your instruction to your bank through Mundi, and your bank carries out the transfer.

Money Transfers · instructions awaiting approval · Tuesday 5 instructions · ₺2,615,900 + €28,400
  • Example Packaging A.Ş. Invoice 2381 · created from an e-invoice ₺184,500
    TRY Bank A · ₺4,218,640 · Elif K.
  • October salaries · 42 beneficiaries Bulk Money Transfer Instruction · uploaded from a file ₺1,286,400
    TRY Bank B · ₺2,874,310 · Elif K.
  • Office rent · Example Real Estate October rent ₺145,000
    TRY Bank C · ₺1,652,980 · Mert A.
  • Investment account , Bank A current account Tacirler Yatırım · your registered bank account ₺1,000,000
    Investment account Investment account · ₺2,350,000 · Ayse D. · Full Authority
  • Example GmbH Germany · ORNKDEFF €28,400
    SWIFT Bank A EUR · €62,400 · Mert A.

A Preparer cannot approve their own instruction, and the approval comes from an Approver.

Approve selected

One menu, three kinds of instruction

One screen for TRY transfers, transfers between your own accounts and SWIFT

  • A TRY transfer to an approved beneficiary

    The Preparer picks the beneficiary from your company's approved beneficiary list, enters the amount and chooses the source account from the accounts at your banks. After approval, the instruction goes to that account's bank.

  • From your investment account to your bank

    From the same menu, you give the transfer instruction from your investment account at Tacirler Yatırım to your own bank account. Money moves only to your company's registered bank accounts.

  • SWIFT transfers abroad

    You prepare USD and EUR instructions for transfers abroad from the same menu. The beneficiary's bank, the SWIFT code, the amount and the charges option are on the form. Depending on your bank, final approval is given in Mundi or in your bank's own channel.

All transfers in one place →

Beneficiary management

A beneficiary is saved and approved once, and every instruction picks from that list.

  1. Preparer Saves the beneficiary with its legal name, tax number, bank account and a note.
  2. Approver Approves the beneficiary together with its first bank account. A beneficiary without approval cannot be used in any instruction.
  3. Editing The legal name and tax number can be edited, and every new bank account is approved separately.
  4. Record Who added what and when stays on the beneficiary's record.
Beneficiaries Create from transaction New beneficiary
  • Example Furniture A.Ş. Awaiting approval Tax number 6250041873 Bank A · TR23 0001 ···· 8829 61
  • Example Chemicals Ltd. Awaiting approval No tax number entered Bank B · TR33 0026 ···· 8273 18

New beneficiary awaiting approval · Example Furniture A.Ş.

Created by Elif K. on Friday 9 October at 10:30. When you approve, the beneficiary and its first bank account are approved together. It cannot be used in transfers until it is approved.

Note from Elif K.: New supplier under the office furniture purchase contract.

Instructions from the ERP connection

A record in your ERP lands in your team's list as a draft instruction.

  1. ERP connection Your ERP enters the record: it arrives as a draft instruction with the beneficiary, amount and description.
  2. Preparer Checks the draft, picks the source account and sends it for approval.
  3. Approver Sees the instruction from the ERP in the same list as the others and approves it under the same rule.
  4. Your bank No instruction goes to your bank without the Preparer's check and the Approver's approval.
ERP connection · incoming records · Tuesday 3 records · ₺196,550

Your beneficiary list is matched to the customer and supplier accounts in your ERP by tax number.

  • Example Logistics Ltd. · ₺96,250 Supplier invoice 7731 · matched to an approved beneficiary by tax number Draft instruction
  • Example Packaging A.Ş. · ₺42,300 Supplier invoice 7734 · matched to an approved beneficiary by tax number Draft instruction
  • Example Furniture A.Ş. · ₺58,000 Supplier invoice 7738 · tax number matched · beneficiary awaiting approval Awaiting beneficiary approval

Two drafts wait in the Preparer's list. A beneficiary who is not on the approved list goes through beneficiary approval first.

The instruction flow, role by role

The Preparer enters, the Approver approves, your bank carries it out and the record stays with your team.

Preparer

Enters the instruction: from the form, a file, an e-invoice or the ERP

The Preparer enters a single instruction from the form. With Bulk Money Transfer Instruction, they upload a list from a file, and each line is checked. With Invoice Instructions, they create draft instructions from incoming e-invoices. Records from the ERP connection arrive in the list as drafts. All of them land in the same approval list.

Approver

Opens the list and approves on screen or by phone

The Approver sees the instructions for all your banks in one list. Beside each line are the bank, the source account's current balance and the person who prepared it. With Mobile Approvals, they approve the same instruction from their phone. Transaction limits are role-based and managed from one screen.

Your bank

Each instruction goes to its own bank

An approved instruction goes to the source account's bank through that bank's own channel: beneficiary, amount, source account, description. Your bank carries out the transfer under its own rules and hours. An investment account instruction goes to Tacirler Yatırım.

Record

The result and the record stay on the same line

Each instruction keeps who prepared it, who approved it and when, and the bank's result. A user with the Viewer role sees the list but cannot change it. A failed instruction is marked in the list, and the Preparer corrects it and sends it for approval again.

Where the money leaves from, who carries it out

The money leaves your company's own account, and your bank carries out the transfer.

Through Mundi, you send your approved instruction to your bank through the bank's own channel, and your investment account instruction to Tacirler Yatırım. The money never passes through Mundi, and Mundi holds no money on your behalf. Every step your team takes stays recorded on the instruction.

  • Four roles

    The roles are Viewer, Preparer, Approver and Full Authority. Account visibility is granted user by user.

  • Approved beneficiary list

    A new beneficiary is approved first, and only then can an instruction to it be approved.

  • Mandatory two-factor authentication

    Two-factor authentication and role-based permissions apply to every user.

  • Immutable audit logs

    The user actions behind every transaction can be viewed and reported. The platform complies with ISO 27001 and with KVKK, Türkiye's personal data protection law (Law No. 6698).

Mundi is not a bank, and your bank carries out the money transfer. Security →

Frequently asked questions

Does the money pass through Mundi?

No. The instruction is prepared and approved in Mundi. You send your approved instruction to your bank through Mundi, and your bank carries out the transfer from your company's own account.

Who prepares the instruction, and who approves it?

A user with the Preparer role enters the instruction, and a user with the Approver role approves it on screen or by phone. No user can approve an instruction they prepared themselves, from any screen. A new beneficiary is approved first, and only then can an instruction to it be approved.

Which account does money from our investment account go to?

Only to your company's bank accounts registered at Tacirler Yatırım. No instruction can be given from the investment account to any other beneficiary. The end-of-day sweep rule is separate. Treasury Management →

Do SWIFT instructions go through the same list?

Yes. The Preparer prepares USD and EUR SWIFT instructions from the same Money Transfers menu, and the instruction shows in the same list. Depending on your bank, final approval is given in Mundi or in your bank's own channel.

Which package includes it?

Multi-Bank Transfers is included in the Professional package and above, and is available as an add-on in the Essentials package. SWIFT instructions are included in the Commercial package and above, and are an add-on in the Essentials and Professional packages.

More questions →

From manufacturing to technology, companies from different sectors manage their cash with Mundi.

  • Insider
  • Çiçeksepeti
  • Damargüç Plastik
  • Hesapkurdu
  • Genmar Sanayi
  • Kırgaz
  • Mobven
  • MAP Elektronik
  • Juico
  • Fimple
  • Marsea Store
  • Enocta
  • Agito
  • Alotech
  • Pixery

Let's open the list with your finance team in a demo

In a 30-minute call, you see how the Preparer enters an instruction, how the Approver uses the list and their phone, and where the bank's result appears.

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Mundi is not a bank and does not give investment advice. Your bank carries out money transfers, and you send your instruction to your bank through Mundi.

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